Split payments smarter with the world’s best expense-sharing spreadsheet.

(And it’s totally free.)

SquareUsUp is an intuitive and comprehensive premade Excel spreadsheet that makes the splitting and tracking of shared group expenses remarkably simple.

When shared expenses are entered (a restaurant check, golf fees, a utility bill), SquareUsUp updates what everyone owes or is owed, allowing group members to square up their accumulated debts whenever it’s convenient. SquareUsUp can handle just about any expense-sharing scenario:

  • Unequal splitting of expenses

  • Different participants in each transaction

  • Multiple payers

  • Refunds

  • Payments between group members

  • Use of a pot

  • Use of foreign currencies

Compared with other expense-sharing solutions, SquareUsUp leads the way in providing:

  • Auditability ― a full ledger of users and transactions is right there in the spreadsheet

  • Transparency ― everyone can see how the numbers and balances were calculated, transaction by transaction

  • Fairness ― splits and participants in each transaction are explicitly documented for examination

SquareUsUp is easy to use. Built-in forms handle all data entry, editing, and reporting tasks. Built-in reports handle the display, printing, and storage of data and analyses. No Excel knowledge is needed.

Yes, “world’s best” is a bold claim, but we can back it up. SquareUsUp is the only spreadsheet that elegantly implements every essential feature a serious group expense-sharing app must have.

A powerful expense-sharing app built entirely in Excel.

This SquareUsUp project is for four friends on a road trip. Transactions may be typed directly into the spreadsheet or via a fill-in form. Blue S cells indicate sharing of payment responsibility. For unequal shares, the S is followed by the share portion. Green R cells indicate receipt of money from other group members. Running balances are displayed here; charges and payments may be similarly displayed. Transactions lists and debt reconciliation advice are available via built-in reports.

Effortless, powerful group expense sharing.

(Got 4 minutes? We’ll show you how it works.)

Why choose SquareUsUp?

The market-leading expense-sharing apps and SquareUsUp are all user-friendly and feature-rich. So how do you decide which to use?

Choose SquareUsUp if you want:

  • One person to track the group’s expenses

  • All financial information kept in one portable file you own

  • A native, auditable ledger of users and transactions

  • No requirement for internet connectivity

  • No accounts for group members

  • No cloud storage of your financial information

  • No subscription fees or ads

Another app may be better if you want:

  • Everyone entering expenses from their phones

  • In-app communication and payments

  • Real-time cloud synchronization

  • Receipt scanning

  • Native multi-currency support

Perfect for roommates, vacations, sports groups, clubs, group events, and any situation where expenses may be shared.

Let’s get started.

If you have genuine Microsoft Excel installed on your computer, you have everything you need.

To get the SquareUsUp template file that’s used to create new projects, go to the Download page. The instructions there spell out the simple steps to obtain a fully functional template file.

If you’ve watched the Demo video above, you’re well on your way to using SquareUsUp productively. For a more in-depth discussion of SquareUsUp’s capabilities and its use in various expense-sharing scenarios, the Learn page has both a video tutorial and a 26-page user guide.

If you’ve still got any problems or questions, if you want to make a comment or suggestion, or if you’d like to leave a brief review of SquareUsUp, we’d love to hear from you. Just use the Contact page.