SquareUsUp is a powerful, ready-to-use, Excel-based tool that makes splitting and tracking shared group expenses remarkably simple. It provides trust through transparency by showing exactly how every balance is calculated. Built-in forms and reports ease data entry, show group members how to square up their debts, and ensure that no Excel knowledge is ever needed.

Designed to handle complex real-world scenarios, SquareUsUp easily manages:

  • Unequal splitting of expenses

  • Different participants in each transaction

  • Refunds

  • Payments between group members

  • Multiple payers

  • Use of a pot

  • Use of foreign currencies

Split group payments with a full-featured expense-sharing spreadsheet built entirely in Excel.

(And it’s totally free.)


A powerful expense-sharing app built entirely in Excel.

Effortless, powerful group expense sharing.

(Got 4 minutes? We’ll show you how it works.)

Why choose SquareUsUp?

SquareUsUp and the most popular expense-sharing apps like Splitwise are all user-friendly and feature-rich. So how do you decide which to use?

Choose SquareUsUp if you want:

  • One person to track the group’s expenses

  • All financial information kept in one portable file you own

  • A native transactions ledger that provides auditability and transparency

  • No requirement for internet connectivity

  • No accounts for group members

  • No cloud storage of your financial information

  • No purchases, subscription fees, or ads

Another app may be better if you want:

  • Everyone entering expenses from their phones

  • In-app communication and payments

  • Real-time cloud synchronization

  • Receipt scanning

  • Native multi-currency support

Perfect for roommates, vacations, sports groups, clubs, group events, and any situation where expenses may be shared.

Let’s get started.

If you have genuine Microsoft Excel installed on your computer, you have everything you need.

Get the SquareUsUp template file on the Download page.

Get complete SquareUsUp documentation on the Learn page.

Ask questions, make comments, or leave a review on the Contact page.